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Toll Free: 8668915651
OFFICE HOURS
Mon-Fri 9am to 7pm
GIVE US A CALL
Toll Free: 8668915651
Are You On The Right Track?
Our mission is to educate and protect families against the risks of incomplete or misguided planning, supporting their long-term financial security and peace of mind.
How We Can Help You
Estate Planning
Statistically, 75% of people over age 65 will need some long-term care. If you get sick and need long-term care tomorrow, would you rather receive care at home or in a facility? Discover how to pay for care with tax-free dollars.
Long Term Care
Statistically, 75% of people over age 65 will need some long-term care. If you get sick and need long-term care tomorrow, would you rather receive care at home or in a facility? Discover how to pay for care with tax-free dollars.
Retirement
Running out of money is the #1 concern for retirees. We can help you review your exposure to financial perils such as market risk, taxes and out of pocket medical costs.
Tax Planning
The tax treatment of your retirement income can be a significant factor in your income planning. We can help you review tax-favored retirement options designed to reduce tax consequences in retirement.
Life Insurance
There are many reasons to own life insurance. When a person passes away and a tax-free life insurance check appears for their heirs, life can carry on for those left behind. We can help you review your best life insurance options.
Business Solutions
There are several key business planning strategies that are often overlooked due to the daily grind of running a business. We can help review business planning strategies.
Who We Are
OnTrack Financial Group, founded by William Czerkies Jr., is dedicated to providing comprehensive financial planning and strategic risk management. We focus on educating and protecting families and businesses against the risks of incomplete or misguided planning. Our mission is to ensure long-term financial security and peace of mind through personalized solutions in estate planning, retirement planning, tax planning, life insurance, and long-term care. We emphasize the importance of informed decision-making and tailored strategies to meet each client’s unique needs.
Why Work With Us
Personalized Financial Strategies
We tailor our services to meet the unique needs of each client, ensuring customized solutions for estate planning, retirement planning, tax planning, and more.
Comprehensive Risk Management
We focuse on protecting clients against the risks of incomplete or misguided financial planning. This includes strategic risk management for retirees, long-term care options, and business planning strategies
Educational Approach
We prioritize educating clients about their financial options, helping them make informed decisions. They provide resources and tools to better understand financial concepts and strategies
Experienced Leadership
Led by William Czerkies Jr., OnTrack leverages extensive 20+ years of industry experience to guide clients toward financial security and peace of mind
Client-Centric Mission
Our mission is to educate and protect families against the risks of incomplete or misguided planning, supporting their long-term financial security and peace of mind.
Diverse Service Offerings
From annuities and life insurance to estate and tax planning, we provides a wide range of financial services to address various aspects of wealth management
Protect Your Financial Future!
Schedule a call with William Czerkies Jr. to receive personalized insights that will help you avoid the pitfalls of incomplete financial planning. Together, we’ll build a strategy that supports your long-term security and peace of mind.
Contact Us:
ONTRACK FINANCIAL GROUP
Office meetings can be scheduled upon request at:
9041 Executive Park Drive, Suite 250, Knoxville, TN 37923
Toll Free: 866-891-5651
Disclaimer:
ONTRACK FINANCIAL GROUP is a TN licensed life insurance agency. William Czerkies Jr, is the founder and CEO, and He is a licensed insurance agent for life, accident & health, and legal plans in Tennessee, and life insurance licenses in Florida, Georgia, Michigan, North Carolina, Tennessee and has been an Independent Associate for Legal Shield from 1999 to the present. We do not give legal or tax advice. Nothing on this website is to be construed as a recommendation. Any references to tax free, tax deferred, minimizing taxes, or tax options, are purely for discussion and educational purposes. Individual circumstances undoubtedly vary and how any particular insurance product or insurance strategy affect individual circumstances is something that each person should discuss with a qualified CPA or attorney that is intimately familiar with the product, service or strategy as it relates to the individual’s particular circumstances. Life insurance agents are required to have an understanding as to how each product could be or would be taxed in a general sense. There are certain circumstances that would allow for life insurance distributions to be treated as tax deferred or tax free. How it will apply a particular set of financial circumstances is for the individual to understand and seek tax advice through a CPA. Not all CPA’s or attorneys are familiar with the tax consequences or benefits of various insurance products. We have relationships with third party independent CPA’s and attorneys that we can refer clients to upon request for tax and legal advice as it relates to insurance products that we offer.
ONTRACK FINACIAL GROUP is a TN licensed life insurance agency. William Czerkies Jr, is the founder and CEO, and He is a licensed insurance agent for life, accident & health, and legal plans in Tennessee, and life insurance licenses in Florida, Georgia, Michigan, North Carolina, Tennessee and has been an Independent Associate for Legal Shield from 1999 to the present. We do not give legal or tax advice. Nothing on this website is to be construed as a recommendation. Any references to tax free, tax deferred, minimizing taxes, or tax options, are purely for discussion and educational purposes. Individual circumstances undoubtedly vary and how any particular insurance product or insurance strategy affect individual circumstances is something that each person should discuss with a qualified CPA or attorney that is intimately familiar with the product, service or strategy as it relates to the individual’s particular circumstances. Life insurance agents are required to have an understanding as to how each product could be or would be taxed in a general sense. There are certain circumstances that would allow for life insurance distributions to be treated as tax deferred or tax free. How it will apply a particular set of financial circumstances is for the individual to understand and seek tax advice through a CPA. Not all CPA’s or attorneys are familiar with the tax consequences or benefits of various insurance products. We have relationships with third party independent CPA’s and attorneys that we can refer clients to upon request for tax and legal advice as it relates to insurance products that we offer.
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