Personal Solutions - OnTrack Financial Group

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GIVE US A CALL

Toll Free: 8668915651

PERSONAL SOLUTIONS

RETIREMENT PLANNING

Retirement plans aren’t just for the wealthy. We can help you design a retirement income strategy that incorporates downside protection with upside potential.

IRA & 401(K) ROLLOVERS

You may be asking yourself, “Do I leave my money where it is? Take the money and run? Transfer it all to another plan? Or, roll it over into an IRA?”

TAX PLANNING

There are three classifications of dollars in terms of taxation: 1. Taxed Now, 2. Tax Deferred and 3. Tax Advantaged. The majority of people typically will have a combination of #1 and #2. We help our clients get more of #3.

LONG-TERM CARE

We can help you navigate the complex world of long-term care and what to consider before opting into Medicaid. Planning for these potential expenses on the front end can save you from paying for them later.

LIFE INSURANCE

Planning for retirement isn’t complete without adequate life insurance coverage. The right life insurance product for your situation can help protect your loved ones and help create income in retirement.

ESTATE & LEGACY PLANNING

While the concept of estate planning is a simple one they sometimes become outdated. A properly structured estate plan can help ensure your wishes are fulfilled.

ANNUITY QUOTE

Learn more and request an annuity quote here…

How We Get There Is As Important As Where We Are Going.

Contact Us:

ONTRACK FINANCIAL GROUP
9111 Cross Park Dr., D200. Knoxville TN 37923
Toll Free: 866-891-5651

Disclaimer:
ONTRACK FINANCIAL GROUP is a TN licensed life insurance agency. William Czerkies Jr, is the founder and CEO, and He is a licensed insurance agent for life, accident & health, and legal plans in Tennessee, and life insurance licenses in Florida, Georgia, Michigan, North Carolina, Tennessee and has been an Independent Associate for Legal Shield from 1999 to the present. We do not give legal or tax advice. Nothing on this website is to be construed as a recommendation. Any references to tax free, tax deferred, minimizing taxes, or tax options, are purely for discussion and educational purposes. Individual circumstances undoubtedly vary and how any particular insurance product or insurance strategy affect individual circumstances is something that each person should discuss with a qualified CPA or attorney that is intimately familiar with the product, service or strategy as it relates to the individual’s particular circumstances. Life insurance agents are required to have an understanding as to how each product could be or would be taxed in a general sense. There are certain circumstances that would allow for life insurance distributions to be treated as tax deferred or tax free. How it will apply a particular set of financial circumstances is for the individual to understand and seek tax advice through a CPA. Not all CPA’s or attorneys are familiar with the tax consequences or benefits of various insurance products. We have relationships with third party independent CPA’s and attorneys that we can refer clients to upon request for tax and legal advice as it relates to insurance products that we offer.

ONTRACK FINACIAL GROUP is a TN licensed life insurance agency. William Czerkies Jr, is the founder and CEO, and He is a licensed insurance agent for life, accident & health, and legal plans in Tennessee, and life insurance licenses in Florida, Georgia, Michigan, North Carolina, Tennessee and has been an Independent Associate for Legal Shield from 1999 to the present. We do not give legal or tax advice. Nothing on this website is to be construed as a recommendation. Any references to tax free, tax deferred, minimizing taxes, or tax options, are purely for discussion and educational purposes. Individual circumstances undoubtedly vary and how any particular insurance product or insurance strategy affect individual circumstances is something that each person should discuss with a qualified CPA or attorney that is intimately familiar with the product, service or strategy as it relates to the individual’s particular circumstances. Life insurance agents are required to have an understanding as to how each product could be or would be taxed in a general sense. There are certain circumstances that would allow for life insurance distributions to be treated as tax deferred or tax free. How it will apply a particular set of financial circumstances is for the individual to understand and seek tax advice through a CPA. Not all CPA’s or attorneys are familiar with the tax consequences or benefits of various insurance products. We have relationships with third party independent CPA’s and attorneys that we can refer clients to upon request for tax and legal advice as it relates to insurance products that we offer.

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