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      • The CD Alternative: Why MYGA’s ?
      • Learn The Basics: Fixed Index Annuities
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      • Learn How Wealth Transfer Works And Protects Your Heirs From The Tax Time Bomb
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      • Ep1 What Consumers Should Know About Long-Term Care: Annuity-Based LTC
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      • Ep3 What Consumers Should Know About Long-Term Care: Combing Life Insurance & LTC Insurance
      • Ep4 What Consumers Should Know About Long-Term Care: Fixed Index Annuity- LTC
      • Ep5 What Consumers Should Know About Long-Term Care: IRA Based LTC
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      • Preventing Medical Bankruptcy
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      • Taxes On Your Social Security Benefit
      • Protecting Your Profits- Overview
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      • 7 Realities of RMD
      • Develop Your Own Pension Plan
      • Learn The Basics: Fixed Index Annuities
      • What The Secure Act Means For Your Retirement
      • How Long Can You Afford Retirement
      • 8 Wealth Belief Pillars
      • 5 Financial Hazards In Retirement
    • Tax Planning
      • Strategic Risk Management for Retirees
      • Taxes On Your Social Security Benefit
      • Never Taxed Retirement Distributions
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      • Taxes On Your Social Security Benefit
      • Safe vs Better Returns. Can You Have Both?
      • Never Taxed Retirement Distributions
      • Managing Estate Taxes
      • Why Review Your Company 401k
      • Preventing Medical Bankruptcy
      • Learn The Basics: Fixed Index Annuities
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      • Gun Owner Supplement LegalShield
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      • 7 Realities of RMD
      • Develop Your Own Pension Plan
      • Learn The Basics: Fixed Index Annuities
      • What The Secure Act Means For Your Retirement
      • How Long Can You Afford Retirement
      • 8 Wealth Belief Pillars
      • 5 Financial Hazards In Retirement
    • Tax Planning
      • Strategic Risk Management for Retirees
      • Taxes On Your Social Security Benefit
      • Never Taxed Retirement Distributions
      • Learn How Wealth Transfer Works And Protects Your Heirs From The Tax Time Bomb
      • Managing Estate Taxes
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    • Annuity Quote
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      • Safe vs Better Returns. Can You Have Both?
      • Dispelling Annuity Myths
      • How Downside Protection And Growth Potential Work Together
    • Annuity Videos
      • Develop Your Own Pension Plan
      • The CD Alternative: Why MYGA’s ?
      • Learn The Basics: Fixed Index Annuities
    • Estate Planning
      • Important Estate Plan Components
      • 10 Avoidable Estate Planning Mistakes
      • Is Your Estate Plan Properly Updated?
      • Our Estate Planning Services
      • Estate Planning101 With Free Planning Guide
    • Estate FAQ Videos
    • Life Insurance
      • Safe vs Better Returns. Can You Have Both?
      • Learn How Wealth Transfer Works And Protects Your Heirs From The Tax Time Bomb
      • Why Life Insurance
    • Long Term Care
      • Strategic Risk Management for Retirees
      • What’s The Problem with Long-Term Care
      • Ep1 What Consumers Should Know About Long-Term Care: Annuity-Based LTC
      • Ep2 What Consumers Should Know About Long-Term Care: Paying for LTC w/ Term Life
      • Ep3 What Consumers Should Know About Long-Term Care: Combing Life Insurance & LTC Insurance
      • Ep4 What Consumers Should Know About Long-Term Care: Fixed Index Annuity- LTC
      • Ep5 What Consumers Should Know About Long-Term Care: IRA Based LTC
      • How Will You Pay For Long Term Care
      • Preventing Medical Bankruptcy
    • Retirement Planning
      • Strategic Risk Management for Retirees
      • Financial & Estate Plan “Check-Up”
      • Taxes On Your Social Security Benefit
      • Protecting Your Profits- Overview
      • Estate Planning
      • 7 Realities of RMD
      • Develop Your Own Pension Plan
      • Learn The Basics: Fixed Index Annuities
      • What The Secure Act Means For Your Retirement
      • How Long Can You Afford Retirement
      • 8 Wealth Belief Pillars
      • 5 Financial Hazards In Retirement
    • Tax Planning
      • Strategic Risk Management for Retirees
      • Taxes On Your Social Security Benefit
      • Never Taxed Retirement Distributions
      • Learn How Wealth Transfer Works And Protects Your Heirs From The Tax Time Bomb
      • Managing Estate Taxes
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      • Taxes On Your Social Security Benefit
      • Safe vs Better Returns. Can You Have Both?
      • Never Taxed Retirement Distributions
      • Managing Estate Taxes
      • Why Review Your Company 401k
      • Preventing Medical Bankruptcy
      • Learn The Basics: Fixed Index Annuities
      • How Long Can You Afford Retirement
      • 8 Wealth Belief Pillars
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      • Gun Owner Supplement LegalShield
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      • Learn The Basics: Fixed Index Annuities
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      • 8 Wealth Belief Pillars
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while minimizing their tax burden both now and in the future.
How we do it is what makes the difference.

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  • Retirement
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Strategic Risk Management for Retirees

Billy Czerkies March 12, 2023

Financial & Estate Plan "Check-Up"

Billy Czerkies December 12, 2021

Taxes On Your Social Security Benefit

Billy Czerkies October 21, 2021

Protecting Your Profits- Overview

Billy Czerkies October 10, 2021

Estate Planning

Billy Czerkies September 6, 2021

7 Realities of RMD

Billy Czerkies July 21, 2021

Develop Your Own Pension Plan

Billy Czerkies July 20, 2021

Learn The Basics: Fixed Index Annuities

Billy Czerkies July 20, 2021

Financial Checkups

  • Financial & Estate Plan “Check-Up”
  • Is Your Estate Plan Liquid?

How We Get There Is As Important As Where We Are Going.

Contact Us:

SCHEDULE A PHONE CALL

ONTRACK FINANCIAL GROUP
9111 Cross Park Dr., D200. Knoxville TN 37923
Toll Free: 866-891-5651

Disclaimer:
ONTRACK FINANCIAL GROUP is a TN licensed life insurance agency. William Czerkies Jr, is the founder and CEO, and He is a licensed insurance agent for life, accident & health, and legal plans in Tennessee, and life insurance licenses in Florida, Georgia, Michigan, North Carolina, Tennessee and has been an Independent Associate for Legal Shield from 1999 to the present. We do not give legal or tax advice. Nothing on this website is to be construed as a recommendation.  Any references to tax free, tax deferred, minimizing taxes, or tax options, are purely for discussion and educational purposes. Individual circumstances undoubtedly vary and how any particular insurance product or insurance strategy affect individual circumstances is something that each person should discuss with a qualified CPA or attorney that is intimately familiar with the product, service or strategy as it relates to the individual’s particular circumstances. Life insurance agents are required to have an understanding as to how each product could be or would be taxed in a general sense. There are certain circumstances that would allow for life insurance distributions to be treated as tax deferred or tax free. How it will apply a particular set of financial circumstances is for the individual to understand and seek tax advice through a CPA. Not all CPA’s or attorneys are familiar with the tax consequences or benefits of various insurance products. We have relationships with third party independent CPA’s and attorneys that we can refer clients to upon request for tax and legal advice as it relates to insurance products that we offer.

Disclaimer

ONTRACK FINACIAL GROUP is a TN licensed life insurance agency. William Czerkies Jr, is the founder and CEO, and He is a licensed insurance agent for life, accident & health, and legal plans in Tennessee, and life insurance licenses in Florida, Georgia, Michigan, North Carolina, Tennessee and has been an Independent Associate for Legal Shield from 1999 to the present. We do not give legal or tax advice. Nothing on this website is to be construed as a recommendation.  Any references to tax free, tax deferred, minimizing taxes, or tax options, are purely for discussion and educational purposes. Individual circumstances undoubtedly vary and how any particular insurance product or insurance strategy affect individual circumstances is something that each person should discuss with a qualified CPA or attorney that is intimately familiar with the product, service or strategy as it relates to the individual’s particular circumstances. Life insurance agents are required to have an understanding as to how each product could be or would be taxed in a general sense. There are certain circumstances that would allow for life insurance distributions to be treated as tax deferred or tax free. How it will apply a particular set of financial circumstances is for the individual to understand and seek tax advice through a CPA. Not all CPA’s or attorneys are familiar with the tax consequences or benefits of various insurance products. We have relationships with third party independent CPA’s and attorneys that we can refer clients to upon request for tax and legal advice as it relates to insurance products that we offer.

© 2019 -2021 ONTRACK FINANCIAL GROUP

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