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Strategic Risk Management for Legal Issues

Learn More About Legal Shield Here and Sign Up

April 5, 2023 No Comments

Strategic Risk Management for Active Citizens

The member benefits are specific to Tennessee and other States. Please

April 1, 2023 No Comments

Strategic Risk Management

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Strategic Risk Management for Pre-Retirees

This video introduces Strategic Risk Management for Pre-Retirees. Schedule a no-cost

March 18, 2023 No Comments

Estate Planning

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Important Estate Plan Components

This is a brief introductory video on important components in a

March 18, 2023 No Comments

Strategic Risk Management

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Strategic Risk Management for Retirees

This video introduces Strategic Risk Management for Retirees. Schedule a no-cost

March 12, 2023 No Comments

LongTermCare Videos

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Paying for Long-Term Care with Tax-Free Benefits

March 11, 2023 No Comments

Long Term Care

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Ep1 What Consumers Should Know About Long-Term Care: Annuity-Based LTC

March 11, 2023 No Comments

Long Term Care

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Ep2 What Consumers Should Know About Long-Term Care: Paying for LTC w/ Term Life

March 11, 2023 No Comments

Contact Us:

ONTRACK FINANCIAL GROUP
9111 Cross Park Dr., D200. Knoxville TN 37923
Toll Free: 866-891-5651

Disclaimer:
ONTRACK FINANCIAL GROUP is a TN licensed life insurance agency. William Czerkies Jr, is the founder and CEO, and He is a licensed insurance agent for life, accident & health, and legal plans in Tennessee, and life insurance licenses in Florida, Georgia, Michigan, North Carolina, Tennessee and has been an Independent Associate for Legal Shield from 1999 to the present. We do not give legal or tax advice. Nothing on this website is to be construed as a recommendation. Any references to tax free, tax deferred, minimizing taxes, or tax options, are purely for discussion and educational purposes. Individual circumstances undoubtedly vary and how any particular insurance product or insurance strategy affect individual circumstances is something that each person should discuss with a qualified CPA or attorney that is intimately familiar with the product, service or strategy as it relates to the individual’s particular circumstances. Life insurance agents are required to have an understanding as to how each product could be or would be taxed in a general sense. There are certain circumstances that would allow for life insurance distributions to be treated as tax deferred or tax free. How it will apply a particular set of financial circumstances is for the individual to understand and seek tax advice through a CPA. Not all CPA’s or attorneys are familiar with the tax consequences or benefits of various insurance products. We have relationships with third party independent CPA’s and attorneys that we can refer clients to upon request for tax and legal advice as it relates to insurance products that we offer.

ONTRACK FINACIAL GROUP is a TN licensed life insurance agency. William Czerkies Jr, is the founder and CEO, and He is a licensed insurance agent for life, accident & health, and legal plans in Tennessee, and life insurance licenses in Florida, Georgia, Michigan, North Carolina, Tennessee and has been an Independent Associate for Legal Shield from 1999 to the present. We do not give legal or tax advice. Nothing on this website is to be construed as a recommendation. Any references to tax free, tax deferred, minimizing taxes, or tax options, are purely for discussion and educational purposes. Individual circumstances undoubtedly vary and how any particular insurance product or insurance strategy affect individual circumstances is something that each person should discuss with a qualified CPA or attorney that is intimately familiar with the product, service or strategy as it relates to the individual’s particular circumstances. Life insurance agents are required to have an understanding as to how each product could be or would be taxed in a general sense. There are certain circumstances that would allow for life insurance distributions to be treated as tax deferred or tax free. How it will apply a particular set of financial circumstances is for the individual to understand and seek tax advice through a CPA. Not all CPA’s or attorneys are familiar with the tax consequences or benefits of various insurance products. We have relationships with third party independent CPA’s and attorneys that we can refer clients to upon request for tax and legal advice as it relates to insurance products that we offer.

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