• annuity quotes we offer:
    Top Rates For Your Age, Location, And Dollar Amount
  • 3-5 year fixed annuity rates
  • Leading index annuities for Accumulation
  • Leading Guaranteed income riders*

You will receive an email and a phone call from our office to coordinate a phone call with William Czerkies, to discuss the specifics of your annuity quote.

  A verification email will be sent immediately upon receipt of the quote request. Our office will attempt phone contact asap but always within 1 business day.

 Most often, we are able to provide quotes and illustrations within 1-2 business days after we have confirmed the particulars of the quote request.   

Most illustrations will be reviewed either in person or through a virtual online meeting such as with Zoom or something similar followed with the illustration being emailed.

When a quote request is submitted, it is electronically sent solely to William Czerkies Jr., CEO of ONTRACK FINANCIAL GROUP.

Explore Your Financial Options

Because your financial future matters!

Additional Back Test Reports: In addition to our Rate Comparison Reports, we also provide historical back testing results which available for many of the best performing index annuities. This type of report shows the hypothetical highest return, lowest return and most recent return, for the last 30-40 years, depending on the index annuity in question. Of course, historical performance is no guarantee of future performance, but when comparing one annuity to another, back testing is one way to compare crediting strategies. Back testing reports are available upon request for prospective clients once they narrow down their choices to the top 2 or 3 annuities they are interested in. 

Additional Features and Benefits Available: The rate of return is only the first layer of things to review with any annuity and a discussion with an ethical and competent agent is much advised when considering your options. There are features and benefits besides the rate of return that may have significant advantages or disadvantages to the client that are not revealed on the typical annuity rate website. 

Disclosures: Financial products cannot be purchased on this website. Annuities must be purchased through a licensed insurance agent. Detailed product information such as Surrender Yields, Premiums, Age Restrictions, Riders, Fees and Withdrawal provisions vary by product, and may vary based on state availability and are subject to change without notice. Products are not available in all states. 

 Optional lifetime income benefit riders are used to calculate lifetime payments only and not available for cash surrender or in a death benefit unless specified in the annuity contract. Fees may apply. Surrender charges apply to base contracts. Guarantees are based on the financial strength and claims paying ability of the insurance company. It is important that you read all insurance contract disclosures carefully before making a purchase decision. The preceding information does not represent tax, legal, or investment advice.

Capital Advisory Group does not warrant anything on this website, although we strive to keep all information current and up-to-date.

We do not provide tax, legal, accounting, financial, or investment advice.  We reserve the right to refuse to run quotes for anyone, especially, known competitors, financial advisors, insurance agents, and other financial professionals.